Financial literacy of first-year university students : the role of education

Lovšin Kozina, Francka (avtor), Ponikvar, Nina (avtor)

This paper presents an insight into the characteristics of how students manage their finances and their general financial literacy. The study was carried out by surveying 259 students from two different faculties. Students from the study programs with economics subjects were statistically better at defining inflation, liquidity and real income. Statistically significant differences between courses were seen also in the area of investment decisions, business students prefer riskier investments like an investment in bonds or gold, whereas non-business students prefer saving the money in a savings account. The results show that students who had economics content in their program more often state they control their finance and have on average better financial knowledge. The results suggest that participation in economic/financial courses increases financial literacy and also feelings of mastery of financial areas, which is important to transfer knowledge into the practice.

• Jezik: Angleški jezik
• Ključne besede: financial literacy, financial management, education, knowledge, Slovenia, students
• Vrsta gradiva: Članek v reviji
• Tipologija: 1.01 - Izvirni znanstveni članek
• Organizacija: PEF - Pedagoška fakulteta
• Status publikacije: Objavljeno
• Različica publikacije: Objavljena publikacija
• Leto izida: 2015
• Št. strani: Str. 241-255
• Številčenje: Vol. 4, iss. 2
• PID: 20.500.12556/RUL-73699
• UDK: 336:37.014.22
• ISSN pri članku: 2232-5107
• COBISS.SI-ID: 10810441
• Datum objave v RUL: 25.11.2015

Gradivo je del revije

• Naslov: International journal of management, knowledge and learning
• Založnik: ToKnowPress, Mednarodna fakulteta za družbene in poslovne študije
• ISSN: 2232-5107
• COBISS.SI-ID: 259517440

Licence

• Licenca: CC BY-NC-ND 4.0, Creative Commons Priznanje avtorstva-Nekomercialno-Brez predelav 4.0 Mednarodna
• Povezava: http://creativecommons.org/licenses/by-nc-nd/4.0/deed.sl
• Opis: Najbolj omejujoča licenca Creative Commons. Uporabniki lahko prenesejo in delijo delo v nekomercialne namene in ga ne smejo uporabiti za nobene druge namene.

Sekundarni jezik

• Jezik: Slovenski jezik
• Ključne besede: finančna pismenost, denar, Pedagoška fakulteta, Ekonomska fakulteta