Development banks : distinctiveness and heterogeneity of financial performance

Porenta, Jan (avtor), Rant, Vasja (avtor)

This paper offers a comprehensive analysis of financial performance of development banks encompassing profitability, cost efficiency, liquidity, loan quality, loan loss provisioning and capital adequacy. We examine differences in financial performance between development banks and commercial financial institutions and extend the analysis to study the relationship between financial performance and heterogeneity within the development banking sector. Heterogeneity in bank size, operational focus, level of ownership and geographical scope of operation are shown to be associated with financial performance of development banks. Moreover, there are notable differences based on their specific mandates. Development banks following narrow mandates tend to have lower cost efficiency indicators and experience lower loan quality, provisioning adequacy and capital adequacy compared to their broadly mandated counterparts.

• Jezik: Angleški jezik
• Ključne besede: banks, finance, sustainability, development banks, socio-economic development, financial performance, sustainable banking, development finance
• Vrsta gradiva: Članek v reviji
• Tipologija: 1.01 - Izvirni znanstveni članek
• Organizacija: EF - Ekonomska fakulteta
• Status publikacije: Objavljeno
• Različica publikacije: Objavljena publikacija
• Leto izida: 2025
• Št. strani: 40 str.
• Številčenje: Vol. 104, iss. 104716
• PID: 20.500.12556/RUL-179699
• UDK: 338:336
• ISSN pri članku: 1059-0560
• DOI: 10.1016/j.iref.2025.104716
• COBISS.SI-ID: 256078851
• Datum objave v RUL: 20.02.2026

Gradivo je del revije

• Naslov: International review of economics and finance
• Skrajšan naslov: Int. rev. econ. finance
• Založnik: Elsevier
• ISSN: 1059-0560
• COBISS.SI-ID: 1019157

Licence

• Licenca: CC BY-NC-ND 4.0, Creative Commons Priznanje avtorstva-Nekomercialno-Brez predelav 4.0 Mednarodna
• Povezava: http://creativecommons.org/licenses/by-nc-nd/4.0/deed.sl
• Opis: Najbolj omejujoča licenca Creative Commons. Uporabniki lahko prenesejo in delijo delo v nekomercialne namene in ga ne smejo uporabiti za nobene druge namene.

Sekundarni jezik

• Jezik: Slovenski jezik
• Ključne besede: banke, finance, trajnostna uspešnost

Projekti

• Financer: ARIS - Javna agencija za znanstvenoraziskovalno in inovacijsko dejavnost Republike Slovenije
• Številka projekta: P5-0161
• Naslov: Izzivi vlagateljev, podjetij, finančnih institucij in države v negotovem evropskem gospodarskem okolju

• Financer: ARIS - Javna agencija za znanstvenoraziskovalno in inovacijsko dejavnost Republike Slovenije
• Številka projekta: V5-2261
• Naslov: Modeliranje vplačil novih virov lastnih sredstev EU po državah članicah