Pokojnine v primeru smrti zavarovanca - vprašanje (ne)utemeljenega razlikovanja

Vodenik Kurent, Nastja (avtor), Strban, Grega (mentor)

Pokojninsko in invalidsko zavarovanje temeljita na načelu medgeneracijske solidarnosti, vzajemnosti in redistribucije ter predstavljata temelj socialne varnosti v primerih, ko posameznik zaradi starosti ne more ali ne želi več aktivno sodelovati na trgu dela. Slovenski pravni red poleg izvirnih pravic, ki iz omenjenega zavarovanja izhajajo, loči tudi dve izvedeni pravici za primer zavarovančeve smrti, in sicer vdovsko in družinsko pokojnino. Obe sta urejeni z Zakonom o pokojninskem in invalidskem zavarovanju (ZPIZ-2) in ju ob izpolnjevanju zakonsko določenih pogojev lahko pridobijo ožji družinski člani zavarovanca oziroma uživalca pokojnine po njegovi smrti. Zakonodajalec je zavezan stremeti k vzpostavljanju in ohranjanju enakosti pred zakonom, vendar pa se v določenih življenjskih situacijah izraža neenaka obravnava posameznikov, na primer z vidika spola, spolne usmerjenosti, zakonskega stanu, časa spočetja otroka, ki se ob smrti očeta še ne rodi, kroga družinskih članov in davčne obravnave. Zakonodajalčeva naloga je tovrstne neenakosti odpraviti in sanirati, hkrati pa tudi vzpostaviti sistem, ki bo preživel demografske spremembe in spremembe v načinu življenja moderne družbe.

• Jezik: Slovenski jezik
• Ključne besede: socialna varnost, socialno zavarovanje, pokojninsko zavarovanje, zavarovanec, izvedena pravica, vdovska pokojnina, družinska pokojnina, smrt, enakost pred zakonom, neenakost
• Vrsta gradiva: Magistrsko delo/naloga
• Organizacija: PF - Pravna fakulteta
• Leto izida: 2019
• PID: 20.500.12556/RUL-113408
• COBISS.SI-ID: 17103441
• Datum objave v RUL: 02.01.2020

Sekundarni jezik

• Jezik: Angleški jezik
• Naslov: Pensions in case of death of the insured - the question of (un)justified differentiation

Izvleček

Pension and disability insurance are based on the principle of intergenerational solidarity, reciprocity and redistribution, and lays the foundations to social security in cases when an individual is unable or unwilling to actively participate in the labor market due to the age. In addition to the original rights arising from the insurance, the Slovenian legal order also separates two derived rights in case of the insured's death, namely widow's and family pension. Both rights are regulated by the Law on Pension and Disability Insurance (IPDI-2) and can be acquired by immediate family after the death of the insured or the beneficiary of the pension in case of fulfilling all statutory conditions. The legislator is obliged to strive for the establishment and maintenance of equality before the law, but in certain life situations, unequal treatment of individuals is expressed, for example, in terms of gender, sexual orientation, marital status, conception of a child, who is not born at the time of the father's death, family members and tax treatment. The legislator's task is to eliminate and remediate such inequalities and at the same time to establish a system that will stand demographic changes and life changes of a modern society.

• Ključne besede: social security, social insurance, pension insurance, the insured, derived right, widow's pension, family pension, death, equality before the law, inequality