KRŠMANC, Kristian, 2018, Calculation of premiums and provisions in life and non-life insurance company : master’s thesis [na spletu]. Magistrsko delo. Ljubljana : K. Kršmanc. [Dostopano 26 april 2025]. Pridobljeno s: http://www.cek.ef.uni-lj.si/magister/krsmanc2875-B.pdf