Small and medium-sized enterprises represent the backbone of the Slovenian
economy; however, they often face limited access to financing and various
administrative barriers in their operations. The purpose of this thesis is to analyse the
role of public financial incentives in relation to the development of small and mediumsized
enterprises in Slovenia and to assess their effectiveness in comparison with
other member states of the European Union.
In the theoretical part, the methods of description, classification, and compilation were
used, while the empirical part is based on analytical, comparative, and deductive
methods. Based on a literature review and data analysis, key institutions were
examined, including the ministry of the Economy, Tourism and Sport, the Slovenian
Enterprise Fund, the Slovenian Regional Development Fund, and SID Bank.
The results indicate that Slovenia has a relatively well-developed system of public
financial incentives; however, their share relative to GDP is behind more developed
EU countries. It was also found that the utilisation of incentives among enterprises is
relatively low, mainly due to administrative barriers and the fragmentation of
information, while innovation has become one of the key priorities of financing.
The contribution of this thesis lies in providing a comprehensive overview of the system
of incentives and identifying its key shortcomings. The results are useful for
enterprises, as they enable a better understanding of available financing sources, as
well as for policymakers, as they indicate the need for system simplification, greater
transparency, and improved accessibility of incentives.
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