Since the crime of money laundering transcends the borders of a single country, an effective response to it requires the engagement of the global community as a whole. Otherwise, illicitly obtained funds will flow into jurisdictions where money laundering regulation and enforcement are inadequate. Given the cross-border nature of the problem, numerous international organizations are responding by establishing rules, standards, and recommendations, while also promoting cooperation among countries. This process is often lengthy: states must first agree on the content of international rules, which must then be implemented into national systems. However, the speed and comprehensiveness of regulation are of utmost importance, particularly in the case of money laundering facilitated by modern technologies, to prevent the exploitation of legal loopholes in national laws. This master's thesis analyzes the response of international organizations with a focus on two technologies: cryptocurrencies and artificial intelligence. Due to their cross-border nature, (pseudo)anonymity, and decentralization, cryptocurrencies are considered highly suitable tools for money laundering. Artificial intelligence, on the other hand, enables the optimization of existing money laundering techniques, while its recent rapid development poses a significant challenge from a regulatory perspective. The thesis analyzes key documents issued by international organizations such as the European Union, the Financial Action Task Force and the Council of Europe. Based on the reviewed acts, it can be concluded that international organizations have taken important steps towards comprehensive and effective regulation, including raising awareness of the risks posed by these technologies and establishing minimum standards. Nevertheless, the responses are often too slow and incomplete, creating legal regulatory gaps in national legislation.
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