Many of us deal with transport and various means of transport in one way or another on a daily basis. However, we rarely, or at least not until an incident occurs, think about the rights we have as victims and how, if at all, users of different means of transport are held liable for the damage caused. Fortunately, we live in a time when insurance is well developed, allowing us to insure ourselves against many risks. In the introductory part of my master's thesis, I would like to present what liability insurance is, its significance and its key features. The main part focuses on different types of transport liability applicable to each of the discussed transport sectors, more specifically to road, air and maritime transport. This includes the characteristics of the liability for damages and their potential limitations for the various transport participants, from owners of the means of transport to carriers of passengers and cargo. Each type of liability is complemented by an insurance aspect, describing the options available to vehicle, aircraft and vessel owners and carriers to insure their liability. Over time, insurers have developed specialised insurance products to cover the risks faced by the above-mentioned entities. The legislator has even made insurance compulsory for those risks which give rise to an increased likelihood of damages, particularly those with serious consequences. This section also addresses potential gaps between actual liability and the scope of the liability insurance cover. The whole theme is rounded off with a comparative view of the field of civil liability and liability insurance across different transport sectors.
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