The theoretical part of the thesis focuses on defining the key concepts that contribute to the understanding of financial investments and the risks associated with them. The concepts defined in the paper relate to government securities and modern financial instruments, in particular clarifying their definitions, concepts, regulation and level of safety. A deeper understanding of these key concepts plays a crucial role in improving the decision-making process of potential investors as well as in understanding the level of risk associated with a particular financial investment. By understanding this, investors are better equipped to make informed decisions about their investments.
A combination of different methods was used in the thesis, including a quantitative method. The quantitative method, which consists of a survey, sent to the population of the Republic of Slovenia, contributed to obtaining data on the trust and knowledge of the various financial investments available on the financial markets. The analysis of the data obtained revealed that the vast majority of the surveyed population of the Republic of Slovenia is not familiar with and does not trust government securities and modern financial instruments, and is also not familiar with their risks. The analysis showed that the respondents lack sufficient knowledge of financial literacy, which has a negative impact on diversified financial decision-making and the inability to take advantage of the opportunities offered by financial instruments.
The thesis, together with the analysis, serves as a background material for a better knowledge and understanding of diversified financial investments by providing insights into the functioning of both government securities and modern financial instruments. The aim of the thesis is to highlight the importance of financial literacy, to encourage individuals to acquire new knowledge to make informed investment decisions, as well as to present a basis for further research in this area.
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