Financial indiscipline is nowadays a big problem in Slovenia and beyond. When someone does not want to voluntarily pay a debt or fulfill other obligations, the creditor has more options for collection and repayment of the debtor's debt. The creditor can entrust debt collection to an out-of-court collection agency, or he can decide to collect through court, with enforcement in a competent court. The essence of the enforcement procedure is that the creditor has his claim repaid in the shortest possible time. The enforcement procedure must be fast, efficient and correct. The situation in the field of enforcement proceedings in courts has been improving over the years, especially due to changes in legislation, reorganization of business processes and computerization of enforcement proceedings.
Slovenians are proverbially attached to real estatebe, cause owning an apartment or house is an important achievement for an individual. The result of this is that real estate enforcement is the most effective enforcement tool for debt recovery and that the creditor can use this enforcement tool to achieve repayment of his claim the fastest. The implementation of electronic (online) public real estate auctions further facilitated the process of conducting public real estate auctions, and their introduction has also improved transparency over enforcement proceedings on the debtor's real estate
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