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Primerjava prodaje nepremičnine v izvršilnem in stečajnem postopku
Krt, Lea (Author), Pogorelčnik Vogrinc, Neža (Mentor) More about this mentor... This link opens in a new window

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Abstract
Namen tega dela je podrobnejša predstavitev razlik in podobnosti, ki zaznamujejo prodajo nepremičnine v obeh izvršilnih postopkih, tako v izvršilnem kot tudi v stečajnem postopku. Izvršilni postopki so stalnica vseh pravnih sistemov. Množične so namreč situacije, ko dolžniki svojih obveznosti ne želijo prostovoljno izpolniti, zato morajo upniki za uveljavitev svojih pridobljenih pravic sprožiti izvršilni postopek pred pristojnim sodiščem. Da bi zaščitili svoje interese ter prišli do čim hitrejšega in celostnega poplačila, želijo upniki pogosto doseči poplačilo svoje terjatve iz naslova prodaje nepremičnine, ki nemalokrat predstavlja dolžnikovo najvrednejše premoženje. Kljub temu pravni red nudi številne varovalke, ki v imenu načela enakosti, dostojanstva dolžnika in sorazmernosti ukrepa varujejo dolžnikovo pravico do zasebne lastnine in doma – predvsem v smislu, da ima dolžnik možnost usmerjati upnika, da poplačilo doseže z drugim izvršilnim sredstvom. Za razliko od izvršilnega je temelj stečajnega postopka generalna izvršba, pri kateri pride do prodaje celotnega dolžnikovega premoženja, vključno z njegovim domom. Pravice dolžnika, da ohrani nepremičnino, v kateri prebiva, insolvenčna zakonodaja torej ne pozna. Kljub mnogim razlikam, ki jih želim predstaviti v tem magistrsko diplomskem delu, med postopkoma iz razloga, da gre v obeh primerih za izvršbo, obstajajo tudi podobnosti. To izhaja že iz dejstva, da se v določbah insolvenčne zakonodaje v nekaterih delih izrecno napotuje na določila zakona, ki jih ureja izvršilni postopek. V obeh postopkih je končni namen enak (čim hitrejše poplačilo upnikov, in sicer na način, da ti dobijo poplačilo svoje terjatve v čim večjem obsegu). Menim, da bistvene razlike obstajajo predvsem na področju varstva pravic dolžnikov in oseb, ki imajo v postopku pravni interes.

Language:Slovenian
Keywords:stečajni postopek, izvršilni postopek, prodaja nepremičnine, poplačilo upnikov, varstvo dolžnika, varstvo upnikov
Work type:Master's thesis/paper (mb22)
Organization:PF - Faculty of Law
Year:2020
COBISS.SI-ID:30834947 Link is opened in a new window
Views:170
Downloads:81
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Secondary language

Language:English
Title:Comparison of real estate sale in enforcement and insolvency proceeding
Abstract:
The purpose of this work is to provide a more detailed presentation of the differences and similarities concerning the sale of real estate in both enforcement proceedings, in enforcement proceeding as well as in insolvency proceeding. Enforcement proceedings are a regular feature in all legal systems. It frequently occurs that debtors are not willing to fulfill their obligations voluntarily, therefore creditors must, in order to assert their acquired rights, initiate enforcement proceeding before the competent court. To protect their interests and receive the most comprehensive repayment as soon as possible, creditors often want their claim to be repaid from the sale of real estate. The latter usually presents debtor’s most valuable assets. Nevertheless, the law offers numerous safeguards, which, in the name of the principle of equality, debtor’s dignity and proportionality of the measure, protect debtor’s right to private property and home. This is introduced predominately with the fact that the debtor has the option to suggest the repayment being fulfilled with different enforcement means. As opposed to enforcement proceeding, the basis of insolvency proceeding is general enforcement, in which the entire debtor’s property, including his home, is sold. The debtor’s right to keep the real estate, in which he resides, does not exist in insolvency law. Despite the many differences I mention in this master's thesis, the two procedures, on the other hand, have something in common, as in both cases one is dealing with enforcement. This stems from the fact that the provisions of insolvency law in some parts explicitly refer to the provisions arranged in enforcement proceeding. Both proceedings share the ultimate purpose (creditors to be repaid as quickly as possible and to the greatest extent possible). In my opinion the significant differences are seen especially in protection of the rights of debtors and individuals with a legal interest in the proceeding.

Keywords:insolvency proceeding, enforcement proceeding, sale of real estate, repayment of creditors, debtor protection, protection of creditors

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