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Dolžnost informiranja pri potrošniški kreditni pogodbi
ID Draganić, Ana (Author), ID Možina, Damjan (Mentor) More about this mentor... This link opens in a new window

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Abstract
Delo obravnava (pred)pogodbene dolžnosti informiranja kreditodajalca pri potrošniški kreditni pogodbi. Osredotoča se na obseg informacij, ki mora biti dan pred sklenitvijo pogodbe. Izpostavljena so nekatera vprašanja, tako kreditov v tuji valuti kot kreditov z valutno klavzulo, ki so se pojavila v slovenski sodni praski in sodni praksi Sodišča EU. Obravnavano je povezovanje jasnosti in razumljivosti glavnega predmeta pogodbe s pravilno izpolnjeno predpogodbeno pojasnilno dolžnostjo in posledično možno presojo nepoštenosti takšnega pogodbenega pogoja. Predstavljene so morebitne pravne posledice nepoštenega pogodbenega pogoja kot tudi sankcije z vidika klasičnih institutov obligacijskega prava.

Language:Slovenian
Keywords:Potrošniška kreditna pogodba, (pred)pogodbene dolžnosti informiranja, valutna klavzula, valutno tveganje, jasnost in razumljivost pogodbenega pogoja, nepošten pogodben pogoj, izpodbojnost pogodbe, posledice razveljavitve pogodbe.
Work type:Master's thesis/paper (mb22)
Organization:PF - Faculty of Law
Year:2019
PID:20.500.12556/RUL-106808 This link opens in a new window
COBISS.SI-ID:16644177 This link opens in a new window
Publication date in RUL:18.03.2019
Views:885
Downloads:343
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Secondary language

Language:English
Title:Obligations of providing information in a Credit agreement for consumers
Abstract:
The thesis considers the (pre)contractual obligations of providing information to the lender in a credit agreement for consumers. It focuses on the amount of information to be given before the conclusion of a contract. Some issues are raised, such as loans in foreign currency and loans with a foreign currency clause that have appeared in the Slovenian case-law and the case-law of the Court of Justice of the European Union. The thesis considers the integration of clarity and comprehensibility of the main object of the contract with duly completed pre-contractual informed consent and hence possible assessment of the unfairness of such a contract term. Possible legal consequences of an unfair contract term as well as sanctions from the perspective of classical institutes of obligatory law are presented.

Keywords:Credit agreement for consumers, (pre)contractual obligations of providing information, foreign currency clause, foreign-exchange risk, clarity and comprehensibility of the contract terms, unfair contract term, voidability of a contract, consequences

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