Položaj upnika pri cesiji, asignaciji, faktoringu in forfaitingu

Hrovat, Patrik (avtor), Dugar, Gregor (mentor)

Upniško-dolžniško pravno razmerje upniku ne zagotavlja poplačila svoje terjatve. Dolžnik se lahko izogiba plačilu, zamuja s plačilom ali pa obveznosti ne želi izpolniti. Predstavljeni pravni instrumenti predstavljajo načine za hitrejše in lažje poplačilo terjatev upnikom. V času gospodarske negotovosti in slabše plačilne discipline, so ti instrumenti še kako dobrodošli. Cesija je temeljni instrument odstopa terjatev v civilnem pravu. Nekakšna nadgradnja cesije sta instrumenta faktoringa in forfaitinga, pri asignaciji pa gre za popolnoma drugačno pravno razmerje. V delu so na preprost in dojemljiv način predstavljene prednosti in slabosti uporabe posameznega instituta za upnika.

• Jezik: Slovenski jezik
• Ključne besede: Cesija, plačilna disciplina, asignacija, faktoring, forfaiting, poplačilo terjatve.
• Vrsta gradiva: Magistrsko delo/naloga
• Organizacija: PF - Pravna fakulteta
• Leto izida: 2024
• PID: 20.500.12556/RUL-153489
• COBISS.SI-ID: 185954563
• Datum objave v RUL: 10.01.2024

HROVAT, Patrik, 2024, Položaj upnika pri cesiji, asignaciji, faktoringu in forfaitingu [na spletu]. Magistrsko delo. [Dostopano 21 april 2025]. Pridobljeno s: https://repozitorij.uni-lj.si/IzpisGradiva.php?lang=slv&id=153489

Sekundarni jezik

• Jezik: Angleški jezik
• Naslov: The position of the creditor in cession, assignment, factoring and forfaiting

Izvleček

The creditor-debtor legal relationship does not guarantee the creditor that he will achieve payment of his claim. The debtor may avoid payment, could be late with payment or refuse to fulfill the obligation. The presented legal instruments guarantee creditors that they can more easily and quickly achieve payment of their claims. In times of economic uncertainty and poorer payment discipline, these instruments are therefore more then welcome. Cession is the fundamental instrument of assignment of claims in civil law. The instruments of factoring and forfaiting are some kind of upgrade of cession, while assignment is a completely different legal relationship. The work in a simple and understandable way presents the differences between the use of a certain instrument from the creditors perspective. It focuses on the advantages and disadvantages of using an individual institute.

• Ključne besede: Cession, payment discipline, assignment, factoring, forfaiting, payment of claim.