The master's the thesis explores the financig of health insurancy system in North Macedonia and Slovenia, aiming to identify the key issues and propose improvements. The study provides a comprehensive overview of health insurance models across Europe, examining the Beverige, Bismarck, Semashko and market-based systems. In further addresses future trends, including demographic shifts, technological advancements, and changing consumer expectations, highlighting the importance of the sustainability of the healthcare systems.
The thesis delves into various methods of increasing funds for helathcare services, as taxations, insurance contributions, direct payments, and external soruces. Innovative financing mechanisms, including public-private partnerships and social impact bonds, are also explored. In parallel, the study investigates how healthcare systems can become more efficient to provide additional services without raising costs, analyzing areas like pharmaceutical expenditures, hospital operations, and provider payment structures. Researching the potential of digital health technologies to enhance efficiency and reduce informal payments.
Based on the findings, the thesis offers recommendations for North Macedonia and Slovenia, advocating for strategies that enhance healthcare financing and service delivery. The recommendations focus on sustainable system improvements through continuous monitoring and adaptation to evolving healthcare needs.
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