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Odnos anketiranih do zavarovalstva in zavarovanosti v Sloveniji
Žnidarič, Boris (Author)

URLURL - Presentation file, Visit http://dk.fdv.uni-lj.si/db/pdfs/tip20054-6_Znidaric.pdf This link opens in a new window

Abstract
Zavarovalstvo kot skupek gospodarskih subjektov, ki se ukvarja z zavarovalništvom kot gospodarsko dejavnostjo, postaja čedalje pomembnejši mehanizem zagotavljanja nekaterih razsežnosti individualne varnosti v sodobni družbi. Slovenska družba pri tem ni izjema. Izjemna je le časovna dimenzija in spremenjene družbene okoliščine, zaradi katerih bo (zagotovljen je postopni prehod) dobršen del skrbi za socialno, ekonomsko in gospodarsko varnost v širšem pomenu besede prešel z države na posameznika. Pozitivna zakonodaja na področju pokojninskega in invalidskega ter zdravstvenega zavarovanja je povzročila in spodbudila drugačno zaznavanje fenomena individualne varnosti tudi v slovenski družbi. Postopen in delni umik države s tega področja, ki pomeni hkrati prostovoljno izgubo monopolnega položaja, omogoča nove poslovne priložnosti komercialnim in drugim zavarovalnicam, ki poslujejo po tržnih načelih. Opravljena raziskava nedvomno priča o dejstvu, kljub relativno kratkemu času od uvedbe omenjenih reform, da so anketiranci pripravljeni odvajati več lastnih sredstev v prihodnje za zdravje in lastno varnost ter varnost premoženja kot doslej.

Language:Slovenian
Keywords:Slovenija, zavarovalstvo, zavarovalni zavodi, varnost, individualizem, raziskave, analiza
Work type:Not categorized (r6)
Tipology:1.01 - Original Scientific Article
Organization:EF - Faculty of Economics
Year:2005
Number of pages:str. 691-703
Numbering:Letn. 42, št. 4/6
UDC:368
ISSN on article:0040-3598
COBISS.SI-ID:15861734 Link is opened in a new window
Views:306
Downloads:104
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Record is a part of a journal

Title:Teorija in praksa
Shortened title:Teor. praksa
Publisher:Fakulteta za družbene vede Univerze v Ljubljani
ISSN:0040-3598
COBISS.SI-ID:763652 This link opens in a new window

Secondary language

Language:Unknown
Abstract:
Insurance as a complexity of economic subjects dealing in insurance as an economic activity is increasingly becoming an important mechanism for attaining individual security in modern society. Slovene society is no exception. However, the time dimension and the changed social conditions are exceptional and due to these a major part of the care for social and economic security shall be transferred from the state to the individual (gradual transfer). The legislature in the field of pension, disability and health insurance triggered a different concept of the phenomenon of individual security in Slovene society. The gradual and partial withdrawal of the state from this field, which means also a voluntary loss of monopoly, presents new opportunities for commercial and other insurance companies. The performed study undoubtedly showed that the respondents were prepared to invest more of their income for health and safety than before, even though these reforms werea novelty.

Keywords:Slovenia, insurance, insurance companies, safety, individualism, research, analysis

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