20.500.12556/RUL-170898 Odškodninska odgovornost in zavarovanja odgovornosti v prometu Civil liability and liability insurance in transport Mnogi izmed nas se vsakodnevno tako ali drugače srečujemo s prometom in različnimi prometnimi sredstvi. Zelo redko oziroma vsaj dokler se ne zgodi kak škodni dogodek pa pomislimo na to, kakšne pravice imamo kot oškodovanci in kako pravzaprav, če sploh, odgovarjajo uporabniki prometnih sredstev za povzročeno škodo. K sreči živimo v času, ko je institut zavarovanja že dodobra razvit in se zato lahko za marsikatero nevarnost tudi zavarujemo. V magistrskem delu zato uvodoma predstavljam, kaj je zavarovanje odgovornosti, njegov pomen in glavne posebnosti. V osrednjem delu so za vsako od obravnavanih prometnih panog prikazane različne vrste odškodninske odgovornosti v prometu, točneje v cestnem, letalskem in pomorskem prometu. Pri tem so predstavljene značilnosti odškodninske odgovornosti in njihove morebitne omejitve različnih udeležencev v prometu, od lastnikov prometnih sredstev do prevoznikov potnikov in tovora. Vsaki od vrst odškodninske odgovornosti je dodan še zavarovalni vidik z opisom možnosti, ki jih imajo lastniki prometnih sredstev in prevozniki za zavarovanje svoje odgovornosti. Skozi čas so namreč zavarovalnice razvile specializirane zavarovalne produkte za pokritje tovrstnih rizikov, katerim so izpostavljeni navedeni subjekti. Za rizike, iz katerih izhaja povečana verjetnost za nastanek škod, še posebej tistih s hudimi posledicami, pa je zakonodajalec celo predpisal obvezna zavarovanja. V tem delu prikazujem tudi, če in kakšne vrzeli se lahko pojavijo med dejansko odškodninsko odgovornostjo in obsegom kritja zavarovanja odgovornosti. Celotno tematiko zaokrožujem s primerjalnim pogledom področja odškodninske odgovornosti in zavarovanj odgovornosti v različnih prometnih panogah. Many of us deal with transport and various means of transport in one way or another on a daily basis. However, we rarely, or at least not until an incident occurs, think about the rights we have as victims and how, if at all, users of different means of transport are held liable for the damage caused. Fortunately, we live in a time when insurance is well developed, allowing us to insure ourselves against many risks. In the introductory part of my master's thesis, I would like to present what liability insurance is, its significance and its key features. The main part focuses on different types of transport liability applicable to each of the discussed transport sectors, more specifically to road, air and maritime transport. This includes the characteristics of the liability for damages and their potential limitations for the various transport participants, from owners of the means of transport to carriers of passengers and cargo. Each type of liability is complemented by an insurance aspect, describing the options available to vehicle, aircraft and vessel owners and carriers to insure their liability. Over time, insurers have developed specialised insurance products to cover the risks faced by the above-mentioned entities. The legislator has even made insurance compulsory for those risks which give rise to an increased likelihood of damages, particularly those with serious consequences. This section also addresses potential gaps between actual liability and the scope of the liability insurance cover. The whole theme is rounded off with a comparative view of the field of civil liability and liability insurance across different transport sectors. Odškodninska odgovornost omejitev odgovornosti cestni promet letalski promet pomorski promet zaščita tretjih oseb zaščita potnikov zaščita naročnikov prevoza zavarovanje odgovornosti Civil liability limitation of liability road transport air transport maritime transport protection of third parties passenger protection transport customer protection liability insurance true false false Slovenski jezik Angleški jezik Magistrsko delo/naloga 2025-07-21 12:06:57 2025-07-21 12:07:11 2025-07-23 11:06:40 0000-00-00 00:00:00 2025 0 0 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 126597 243468291 20131.pdf 20131.pdf 1 4BF7A4E5A994C8968371D6D46F3F2809 c775b033ec25eb6704751d2dc73862fa157c341ef6067013c25baa015c137c87 785a8ed6-661a-11f0-9328-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=213174 Pravna fakulteta 0 0 0