20.500.12556/RUL-167803 ESG relevance in credit risk of development banks This paper investigates relevance of Environmental, Social, and Governance (ESG) risks in the context of banks' credit risk. Focusing on a global sample of 567 banks, including 40 development banks, we aim to discern nuances in ESG relevance scores between different bank types. Our findings highlight distinct differences between national and multilateral development banks, with ESG risk significantly influencing credit risk in the latter. Notably, social and governance factors play pivotal roles in shaping credit profiles. Development banks, at the forefront of promoting good ESG practices, face heightened exposure and risks. This paper contributes to the understanding of the evolving dynamics of ESG impact on creditworthiness. banks banking crediting sustainable development development banking socio-economic development ESG relevance credit risk sustainable finance banke bančništvo kreditiranje trajnostni razvoj true false true Angleški jezik Slovenski jezik Članek v reviji 2025-03-13 08:21:29 2025-03-13 08:21:34 2025-03-14 03:56:01 0000-00-00 00:00:00 2025 0 0 17 str. art. 102831 Vol. 76 Apr. 2025 0000-00-00 Zaloznikova Objavljeno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 0275-5319 10.1016/j.ribaf.2025.102831 227137027 1-s2.0-S027553192500087X-main.pdf 1-s2.0-S027553192500087X-main.pdf 1 659E39501AC6CCD81D3DA0CDD208F3F1 22c98dc723c11dd0e7433dbeefecb63631637c7c4cabf3380f403df8024ce2ef 5003b566-ffdb-11ef-b232-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=200589 https://www.sciencedirect.com/science/article/pii/S027553192500087X 0 2da175bc-ffdb-11ef-b232-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=200588 Ekonomska fakulteta 0 0 0