20.500.12556/RUL-164795 Implementing the single supervisory mechanism in the euro area effects on deposit structure of banks In this paper we investigate whether the banks which fall under direct supervision by the European Central Bank (ECB) are more likely to be considered more stable and trustworthy by the depositors due to the stricter supervisory activities performed since the implementation of the Single Supervisory Mechanism (SSM). Under the SSM, significant banks switched from national supervisors to ECB, whereas the remaining banks remained under national supervisory authorities (NSAs). Using the difference-in-difference (DID) method, we have found evidence of increased depositors’ trust in significant banks after the SSM implementation. Additionally, in anticipation of the SSM launch and the comprehensive assessment, we have found evidence of increased depositors’ trust in the banks which were expected to be supervised by the ECB. banking management banking policy deposits interbank deposits banking supervision single supervisory mechanism bančno poslovanje bančna politika depoziti true false true Angleški jezik Slovenski jezik Članek v reviji 2024-11-12 13:33:06 2024-11-12 13:39:18 2024-11-22 14:56:10 0000-00-00 00:00:00 2024 0 0 Str. 104-129 iss. 2, article no. 3 Vol. 26 Jun. 2024 0000-00-00 Zaloznikova Objavljeno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.71 2335-4216 10.15458/2335-4216.1337 198081027 2.3_Implementing_the_Single_Supervisory_Mechanism_in_the_Euro_Area__E.pdf 2.3_Implementing_the_Single_Supervisory_Mechanism_in_the_Euro_Area__E.pdf 1 1786C3FB8986646C4A512F49709D621C d937eb62d93501add1b024ec49f2172bac821e55aee597afbf87cb1806958cd0 91d0d4d0-a0f2-11ef-b232-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=195499 https://www.ebrjournal.net/home/vol26/iss2/3/ 0 ace5aa03-a0f2-11ef-b232-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=195500 Ekonomska fakulteta Economic and business review 0 0 0