20.500.12556/RUL-162059 Primerjalna analiza kriptovalut in fiat valut diplomsko delo Comperative analysis of cryptocurrencies and fiat currencies Današnja ekonomija se srečuje z dvema različnima konceptoma valut. Na eni strani gre za bolj sprejete nacionalno vzpostavljene fiat valute, ki jih nadzorujejo centralne banke, na drugi strani pa gre za nov koncept tako imenovanih kriptovalut, ki delujejo na podlagi decentralizacije in veljajo za čisto nasprotje fiat valutam. Vse več se govori o kriptovalutah, zato se poraja potreba po ozaveščanju ljudi na tem področju. V tem diplomskem delu je predstavljena analiza značilnosti in razlik obeh oblik valut, kar omogoča njihovo bolj poglobljeno in objektivnejše razumevanje. V diplomskem delu je izvedena raziskava z anketnim vprašalnikom, s katero je ugotovljeno, da prednostna izbira za uporabo še vedno ostaja fiat valuta. Razlog za to je njena široka sprejetost in dostopnost. Z anketo je ugotovljeno rahlo pomanjkanje znanja anketiranih za uporabo kriptovalut kot plačilnega sredstva, najpogostejši razlog za rabo kriptovalut pa je njihov naložbeni potencial v prihodnosti. Primerjalna analiza fiat valut in kriptovalut prispeva k osnovnemu poznavanju na področju kriptovalut in njihovega koncepta delovanja, kar bo uporabnikom pomagalo premagati pomisleke glede nove tehnologije in nove oblike denarja, saj je ta v prihodnosti neizbežna. Today's economy faces two distinct currency concepts. On the one side, there are more widely accepted national fiat currencies established and controlled by central banks. On the other, there is the emerging concept of so-called cryptocurrencies, which operate on the basis of decentralisation and are considered the complete opposite of fiat currencies. With the increasing discussion around cryptocurrencies, there is a growing need to raise public awareness in this field. This thesis presents an analysis of the characteristics and differences between these two forms of currency, enabling a more in-depth and objective understanding of them. The thesis includes a survey conducted through a questionnaire, which reveals that fiat currency remains the preferred choice for use. The reason for this is the currency's broad acceptance and accessibility. The survey also indicates a slight lack of knowledge among respondents regarding the use of cryptocurrencies as a means of payment, while the most common reason for using cryptocurrencies appears to be their potential as an investment for the future. The comparative analysis of fiat currencies and cryptocurrencies contributes to a basic understanding of cryptocurrencies and their operational concepts, which will help users overcome concerns about this new technology and a new form of money, as its use is inevitable in the future. kriptovaluta fiat valuta tradicionalne valute plačilno sredstvo tehnologija veriženja blokov cryptocurrency fiat currency traditional currencies means of payment blockchain technology true false false [H. Zakrajšek] Slovenski jezik Angleški jezik Diplomsko delo/naloga 2024-09-18 11:30:01 2024-09-18 11:30:09 2024-09-22 03:26:44 0000-00-00 00:00:00 2024 0 Ljubljana 0 Ljubljana XI, 52 str. 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.74(043.2) 18503 208066819 Zakrajsek_Hana_-_PRIMERJALNA_ANALIZA_KRIPTOVALUT_IN_FIAT_VALUT.pdf Zakrajsek_Hana_-_PRIMERJALNA_ANALIZA_KRIPTOVALUT_IN_FIAT_VALUT.pdf 1 4BB2600FA56347AD6F55743A232607D9 74884ab9d174fff68b1d02e0e19a946a5b8ef57712bceee17491b7675b49aea0 7efcbc3e-75a0-11ef-b232-0050569b8976 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=191090 Fakulteta za upravo 0 0 0