20.500.12556/RUL-147394 Non-performing loans and bank lending behaviour This article empirically investigates whether the level of non-performing loans (NPLs) affects the bank lending behaviour using the bank-level data across 42 coun- tries, spanning over the period from 2000 to 2017. We find a negative and statisti- cally significant relationship between NPL and bank loan growth. This impact is not geographically restricted and is confirmed for the EU, non-EU, advanced, and emerging countries subsamples. We also examine the channels through which NPLs affect loan growth. Our results show that the association between NPL and loan growth is more pronounced for well-capitalized banks. We find no evidence in support of an effect of asset management companies on the negative association between NPLs and loan growth. In addition, our results are robust with respect to alternative measure of credit risk and different specifications. banks crediting macroeconomics bank lending behaviour non-performing loans macroeconomic determinants banke kreditiranje makroekonomija true false true Angleški jezik Slovenski jezik Članek v reviji 2023-07-04 13:13:50 2023-07-04 13:23:00 2023-07-05 03:31:19 0000-00-00 00:00:00 2023 0 0 26 str. iss. 1, article no. 7 Vol. 25 Mar. 2023 0000-00-00 PostprintKoncna Objavljeno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 2024-01-21 336.71 1460-3799 10.1057/s41283-022-00111-z 138947075 Non-performing_loans_and_bank_lending_behaviour.pdf Non-performing_loans_and_bank_lending_behaviour.pdf 1 A16D278AAEDD0E9FD734B13F5EA33B3C bc19042651a2362054ab7cb192c49286420e65dec7d1bc61dba523b5a8aaf8f2 6dccf403-1a5d-11ee-a314-00155dcfd717 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=170958 https://link.springer.com/article/10.1057/s41283-022-00111-z 0 633bf0f1-1a5c-11ee-a314-00155dcfd717 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=170956 Ekonomska fakulteta 0 0 0