20.500.12556/RUL-128020 Pojasnjevanje namere uporabe Bitcoina kot plačilnega sredstva diplomsko delo Explaining the intention to use Bitcoin as a means of payment V zadnjih letih sta se poznanost in cena Bitcoina izjemno povečala, vendar je vloga Bitcoina še vedno nejasna. Bitcoin je investicija, hranilec vrednosti, a vse manj predstavljen kot plačilno sredstvo, tako kot je bil sprva zasnovan. Sestavil sem teoretski model, ki temelji na teoriji difuzije inovacij in teoriji načrtovanega vedenja, s katerim sem nameraval ugotoviti, kateri atributi inovacije (združljivost, relativna prednost, opaznost in kompleksnost/preprostost) vplivajo na namero uporabe Bitcoina kot plačilnega sredstva. Podatke sem zbral s pomočjo spletne ankete, katere ciljna populacija so bile osebe, ki so že imele izkušnjo z Bitcoinom. Čas prve uporabe Bitcoina kot plačilnega sredstva ima značilen vpliv na namero. Izkazalo se je tudi, da dejavniki, ki bi jih pričakovali pri plačilnih sredstvih, kot so hitre, preproste transakcije z nizkimi provizijami, niso bili statistično značilni napovedovalci namere uporabe. V ozadju namere uporabe Bitcoina nastopa politični element, ki ga običajno ne pričakujemo pri tradicionalnih plačilnih sistemih. Statistično značilni napovedovalci so bili dejavniki, ki izražajo svobodo izbire valute in javno knjigovodsko stanje valute. Na temelju rezultatov je bilo razkritih nekaj zanimivosti, vendar so bile ugotovljene tudi številne omejitve v raziskavi. In recent years, the popularity and price of Bitcoin has increased tremendously, but its role remains unclear. Bitcoin is an investment, a store of value and is less and less presented as a means of payment, as it was originally designed. I have put together a theoretical model based on the diffusion of innovations theory and the theory of planned behavior. The purpose of the theoretical model is to determine which innovation attributes (compatibility, relative advantage, visibility and complexity/simplicity) influence the intention to use Bitcoin as a means of payment. I collected the data through an online survey whose target population was people who already had experience with Bitcoin. The timing of the first use of Bitcoin as a means of payment has a significant impact on intent. Aditionally, it turned out that the factors that would be expected for means of payment such as fast, simple transactions with low commissions were not statistically significant predictors of intent to use. There is a political element in play when determining the intention to use Bitcoin as a payment system that is usually not expected in traditional payment systems. Statistically significant predictors were factors expressing the freedom of choice and public bookkeeping regarding currency. Based on the results, some points of interest were revealed, but a number of limitations in the research were also identified. Bitcoin/bitcoin difuzija inovacije atributi inovacije namera uporabe plačilno sredstvo. Bitcoin/bitcoin diffusion of innovations innovation attributes intention to use payment method. true true false [J. Zahirović] Slovenski jezik Angleški jezik Diplomsko delo/naloga 2021-07-01 08:30:48 2021-07-01 08:30:53 2022-09-07 04:12:45 0000-00-00 00:00:00 2021 0 Ljubljana 0 Ljubljana 68 str. 0000-00-00 NiDoloceno NiDoloceno NiDoloceno 0000-00-00 0000-00-00 0000-00-00 336.794(043.2) 126229 71284995 4618.pdf 4618.pdf 1 76CD96154B3CD43FC12C5848C2FA3DA0 db150e70781967c3dc0f70cff7289db1825ca83ef8f04bd45c3338a3d606d1f4 c5e75caa-da35-11eb-a523-00155dcfd717 https://repozitorij.uni-lj.si/Dokument.php?lang=slv&id=144646 Fakulteta za družbene vede 0 0 0