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<metadata xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:dc="http://purl.org/dc/elements/1.1/"><dc:title>Učinkovitost bonus-malus sistemov v avtomobilskih zavarovanjih</dc:title><dc:creator>Zakošek,	Vesna	(Avtor)
	</dc:creator><dc:creator>Kokol-Bukovšek,	Damjana	(Mentor)
	</dc:creator><dc:subject>zavarovalstvo</dc:subject><dc:subject>avtomobilsko zavarovanje</dc:subject><dc:subject>optimizacija</dc:subject><dc:subject>efektivnost</dc:subject><dc:subject>konkurenčne prednosti</dc:subject><dc:subject>kalkulacije</dc:subject><dc:subject>škoda</dc:subject><dc:subject/><dc:publisher>[V. Zakošek]</dc:publisher><dc:date>2012</dc:date><dc:date>2014-07-11 13:46:05</dc:date><dc:type>Magistrsko delo</dc:type><dc:identifier>16321</dc:identifier><dc:identifier>UDK: 368</dc:identifier><dc:identifier>COBISS_ID: 20793830</dc:identifier><dc:language>sl</dc:language></metadata>
