Markov and hidden Markov models in microinsuranceFabjan, Gregor (Avtor) Omladič, Matjaž (Mentor) Hintz, Martin (Komentor) multistate modelsMarkov modelshidden Markov modelsdishonest transition functionlife insuranceChapman-Kolmogorov equationBaum-Welch algorithmmicroinsuranceAllianzEgypt PostSmith-Wilson algorithmMatlabinsurancemachine learningcase study[G. Fabjan]20172018-04-18 11:17:16Magistrsko delo/naloga100854UDK: 519.22COBISS_ID: 18107225sl