ORTL, Aljoša, 2016, Practical aspects of developing and validating corporate probability of default model and the use of machine learning : master’s thesis [na spletu]. Magistrsko delo. Ljubljana : A. Ortl. [Dostopano 2 maj 2025]. Pridobljeno s: http://www.cek.ef.uni-lj.si/magister/ortl2168-B.pdf