Every day higher number of smart mobile devices with NFC chip are in use. Smart cards are already in use every day. They are used for payment and in most cases when companies issue plastic cards to their costumers. Number of those that are able of contact-less communication through NFC is rising.
Goal of thesis was to show the solution, that replaces existing contact-less smart cards with virtual contact-less smart cards on a mobile NFC devices. It was made sure, that solution didn't change the existing situation. Solution supports use of existing non virtual and virtual cards at the same time.
Current situation and possibilities that developer can use are described. Best solution at this moment is the one that uses secure element on MicroSD card and all the communication goes through central server. In future, the secure element will probably move to the cloud. Both solutions were described, focusing more on the one with MicroSD.
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