KNECHTL, Jernej, 2020, Opportunities and challenges of machine learning implementation to predict debt collection performance : master’s thesis [na spletu]. Magistrsko delo. Ljubljana : J. Knechtl. [Dostopano 21 april 2025]. Pridobljeno s: http://www.cek.ef.uni-lj.si/magister/knechtl3955-B.pdf